How do you know if you have all five certificates when buying a house?
In the process of purchasing a house, ensuring that the developer has "all five certificates" is a key step to ensure the legality of the house. Among the hot real estate topics discussed online recently, "five certificate verification" has become the focus of attention of home buyers. This article will combine the hot content of the past 10 days, structurally analyze how to verify the five certificates, and provide practical suggestions.
1. What are the “five certificates”?
Five certificates are the documents that developers must have to legally sell commercial housing, and all of them are indispensable. The following is the specific description of the five certificates:
| Document name | function | issuing authority |
|---|---|---|
| State-owned land use certificate | Prove land use and use rights ownership | Bureau of Land and Resources |
| Construction land planning permit | Confirm that the land is in compliance with urban planning | Planning Bureau |
| Construction project planning permit | Approval of architectural design plan | Planning Bureau |
| Building project construction license | Allow project to start | Housing and Urban-Rural Development Bureau |
| Commercial housing pre-sale license | Allow developers to pre-sell homes | Housing Authority |
2. Hot cases in the past 10 days: the risk of incomplete five certificates
According to recent public opinion monitoring, disputes caused by incomplete five certificates have been exposed in many places:
| event | question | Consequences |
|---|---|---|
| Illegal pre-sale of a certain property | Missing pre-sale license | The house purchase contract is invalid and it is difficult to get a refund |
| Developers misappropriate funds | Land certificate not issued | The project is unfinished and the property rights cannot be registered |
3. How to verify the five certificates?
1.Offline verification: Request the developer to produce original documents and check key points:
2.Online verification: Inquire through the official government website (taking some cities as examples):
| city | Query platform | Operation steps |
|---|---|---|
| Beijing | Beijing Municipal Housing and Urban-Rural Development Commission official website | Enter the property name or pre-sale certificate number |
| Shanghai | Shanghai online real estate | Search the "Project Announcement" column |
4. Lawyer’s Suggestions: Countermeasures for Incomplete Five Certificates
If the five evidences are found to be incomplete:
5. Summary
Having all five certificates is the bottom line for home purchase safety. In light of recent hot events, home buyers need to proactively verify the authenticity of their documents, make good use of government public information, and avoid falling into the trap of “unlicensed sales”. If violations are discovered, you should promptly safeguard your rights through legal channels and protect your own rights and interests.
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