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How do you know if you have all five certificates when buying a house?

2025-11-03 20:35:30 Real Estate

How do you know if you have all five certificates when buying a house?

In the process of purchasing a house, ensuring that the developer has "all five certificates" is a key step to ensure the legality of the house. Among the hot real estate topics discussed online recently, "five certificate verification" has become the focus of attention of home buyers. This article will combine the hot content of the past 10 days, structurally analyze how to verify the five certificates, and provide practical suggestions.

1. What are the “five certificates”?

How do you know if you have all five certificates when buying a house?

Five certificates are the documents that developers must have to legally sell commercial housing, and all of them are indispensable. The following is the specific description of the five certificates:

Document namefunctionissuing authority
State-owned land use certificateProve land use and use rights ownershipBureau of Land and Resources
Construction land planning permitConfirm that the land is in compliance with urban planningPlanning Bureau
Construction project planning permitApproval of architectural design planPlanning Bureau
Building project construction licenseAllow project to startHousing and Urban-Rural Development Bureau
Commercial housing pre-sale licenseAllow developers to pre-sell homesHousing Authority

2. Hot cases in the past 10 days: the risk of incomplete five certificates

According to recent public opinion monitoring, disputes caused by incomplete five certificates have been exposed in many places:

eventquestionConsequences
Illegal pre-sale of a certain propertyMissing pre-sale licenseThe house purchase contract is invalid and it is difficult to get a refund
Developers misappropriate fundsLand certificate not issuedThe project is unfinished and the property rights cannot be registered

3. How to verify the five certificates?

1.Offline verification: Request the developer to produce original documents and check key points:

  • Is the certificate name consistent with the project?
  • Whether the issuance date is within the validity period
  • Is the stamping organization authentic?

2.Online verification: Inquire through the official government website (taking some cities as examples):

cityQuery platformOperation steps
BeijingBeijing Municipal Housing and Urban-Rural Development Commission official websiteEnter the property name or pre-sale certificate number
ShanghaiShanghai online real estateSearch the "Project Announcement" column

4. Lawyer’s Suggestions: Countermeasures for Incomplete Five Certificates

If the five evidences are found to be incomplete:

  • Stop trading immediately and report to the housing and construction department
  • Home buyers who have paid can claim double compensation (according to the "Commercial Housing Sales Management Measures")
  • Keep advertising pages and other evidence for rights protection

5. Summary

Having all five certificates is the bottom line for home purchase safety. In light of recent hot events, home buyers need to proactively verify the authenticity of their documents, make good use of government public information, and avoid falling into the trap of “unlicensed sales”. If violations are discovered, you should promptly safeguard your rights through legal channels and protect your own rights and interests.

(The full text is about 850 words)

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