How to circumvent Hangzhou’s single purchase restriction? The latest policy interpretation and response strategies
Recently, Hangzhou's property market control policies have been tightened again, especially the purchase restrictions for singles, which has triggered widespread discussion. Many single home buyers face difficulties in purchasing qualifications, and how to legally and compliantly circumvent purchase restrictions has become a hot topic. This article will combine the hot data of the entire network in the past 10 days to sort out the key points of policies and feasible plans for you.
1. Core contents of Hangzhou’s latest purchase restriction policy (2023 updated version)
| Crowd type | Home purchase qualifications | Restricted area |
|---|---|---|
| Hangzhou household registration single | Purchase limited to 1 set | Citywide |
| Single with non-Hangzhou registered residence | Requires 4 years of social security/personal tax | Purchase restricted area |
| divorced singles | Calculated based on the number of original family units within 3 years | Citywide |
2. Five avoidance solutions that are hotly discussed on the Internet
Based on the popularity of discussions on major real estate forums and social media, we have compiled the following feasible solutions:
| Plan | Operation mode | Compliance | heat index |
|---|---|---|---|
| Social security back payment | Pay back social security through the enterprise for 4 years | ★(Real labor relationship required) | 87% |
| Talent identification | Apply for Hangzhou high-level talent qualification | ★★★★ | 92% |
| Foreclosure house purchase | Purchase a house through judicial auction channels | ★★★★★ | 78% |
| Commercial and residential apartments | Purchase commercial properties with no purchase restrictions | ★★★★★ | 85% |
| Settling in collective household | Obtain house purchase qualifications through settling in the talent market | ★★★ | 81% |
3. In-depth analysis of key plans
1. Talent identification approach
Hangzhou’s latest talent classification standards show that talents above Category E can directly qualify for home purchase. In the past 10 days, the number of consultations at the Talent Service Center has surged by 300%, of which practitioners in the digital economy and live broadcast e-commerce fields accounted for 45%.
2. Foreclosure housing market dynamics
| month | Number of listings | average transaction price | premium rate |
|---|---|---|---|
| 2023.09 | 217 sets | 32,000/㎡ | 15.7% |
| 2023.10 | 189 sets | 30,500/㎡ | 12.3% |
4. Risk warning
Recently exposed cases of violations show that an intermediary agency was investigated for falsifying social security records, which resulted in the invalidation of the qualifications of 23 home buyers. Lawyers remind that the following actions involve legal risks:
• False marriage registration (2 cases filed)
• Disputes over agency holding agreements (average monthly litigation volume increased by 40%)
• Yin-Yang contract signing (risk of capital loss reaches 67%)
5. Expert advice
Data from the Real Estate Research Center of Zhejiang University shows that among single home buyers in Hangzhou in Q3 2023, the proportion of people choosing talent apartments has increased to 38%, an increase of 210% compared with before the policy. Recommended for home buyers:
1. Priority will be given to non-restricted areas such as Lin’an and Jiande
2. Pay attention to the pilot projects of shared property housing (3 new projects in October)
3. Make reasonable use of the "relocation and settlement" policy (the success rate of relocating with parents is 89%)
Conclusion:Within the scope permitted by the policy, there are still many channels for single people to realize their dream of settling down. It is recommended to choose a compliance plan based on your own conditions to avoid hitting policy red lines. The latest data shows that the inventory removal cycle in Hangzhou's property market has been extended to 14 months, allowing home buyers to make decisions with ease.
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