What should I do if I'm short of money? ——An inventory of the most popular ways to make money in the past 10 days across the Internet
Recently, economic pressure has become a hot topic across the Internet, and the number of searches related to "lack of money" has soared. This article will combine the popular data of the past 10 days to sort out practical solutions for you, covering multiple dimensions such as side hustle, financial management, and saving money.
1. Top 5 popular side businesses for making money (data source: popularity index of major platforms)
| Ranking | Side hustle type | average daily searches | Entry threshold |
|---|---|---|---|
| 1 | Short video delivery | 285,000 | medium |
| 2 | AI painting order taking | 193,000 | lower |
| 3 | Xianyu has no supply | 167,000 | lower |
| 4 | Ghostwriting service | 121,000 | low |
| 5 | local errands | 98,000 | low |
2. Money-saving tips that have become popular recently
1.Urgent food purchase: The search volume of temporary food areas on major e-commerce platforms increased by 210%, which can save an average of 40%-70% of expenses.
2.Share member account: The activity of co-buying groups on Netflix/Tencent Video and other platforms has increased by 3 times, saving more than 500 yuan per person per year.
3.Combination use of rebate APPs: Data shows that by using 3 mainstream rebate APPs together, you can get up to 15% extra cash back when shopping online.
| ways to save money | Increase in number of participants | Average monthly savings |
|---|---|---|
| Community group buying | 67% | 200-500 yuan |
| Second-hand replacement | 89% | 300-800 yuan |
| Make your own instead of buying | 145% | 150-400 yuan |
3. Comparison of emergency fund-raising plans
For people who are in urgent need of money, the following methods have been the most discussed in the past 10 days:
| way | Arrival time | risk index | Applicable scenarios |
|---|---|---|---|
| Credit card cash withdrawal | Instant | ★★★ | short term turnover |
| Regular online loan platform | 1-3 days | ★★ | emergency borrowing |
| Loan from friends and family | Determined through negotiation | ★ | Interest-free borrowing |
| pawn shop | 30 minutes | ★★★ | Mortgage liquidation |
4. Long-term financial planning suggestions
1.Build a revenue map: Record all sources of income and distinguish the proportion of active income and passive income
2.4321 allocation method: 40% necessary expenses + 30% investment and financial management + 20% savings + 10% self-improvement
3.Be wary of new scams: Recently, fraud cases such as "fake orders for cashback" and "high-yield financial management" have increased by 35% month-on-month.
5. Special reminder from experts
1. Avoid the vicious cycle of "supporting loans with loans". Be cautious when borrowing with annualized interest rates exceeding 24%.
2. The choice of side job must match your personal skills. Blindly following the trend may lead to a loss of both time and money.
3. It is recommended to download the official "National Anti-Fraud Center APP" to identify financial traps such as illegal fund-raising
In the current economic environment, solving the problem of lack of money requires a three-pronged approach of "increased revenue + expenditure reduction + risk control". It is recommended to start with a low-threshold side job and develop bookkeeping habits at the same time. Remember: financial troubles are temporary, and establishing the right perspective on money will lead to lasting improvements.
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